Individual 401 K Contribution Limits 2024 Married. Key takeaways the irs sets the maximum that you and your employer can contribute to your 401(k) each year. Employees with 401(k)s, 403(b)s, most 457 plans, and federal thrift savings plans can contribute up to.

When you roll money over from a 401(k), there’s no limit to how much you can add to an ira at that time. The contribution limit for employees who have a 401 (k) plan is $23,000 in 2024.